Coalition says out-of-pocket healthcare costs remain too high in Morocco, urges reform

Private doctors call for updated medical reimbursement rates to ease healthcare costs for Moroccans.. DR

A coalition representing private-sector doctors and healthcare providers has called on the government to urgently revise the country’s national medical fee schedule, arguing that outdated reimbursement rates are forcing households to shoulder an unsustainable share of healthcare costs.

On 30/07/2026 at 18h00

In an open letter addressed to Head of Government Aziz Akhannouch, the Coalition of Private-Sector Doctors and Healthcare Providers called for the immediate revision of the National Reference Tariff Agreement, as well as an overhaul of reimbursement mechanisms that have remained largely unchanged since 2006.

The coalition argued that updating the tariff system is essential to improving access to healthcare services and advancing King Mohammed VI’s vision of a stronger social state through universal health coverage.

Representing four of Morocco’s leading private healthcare organizations, the coalition reaffirmed its support for the country’s broader healthcare reform agenda while warning that the failure to revise the reference tariff violates the provisions of Law 65.00, which requires the rates to be reviewed every three years.

According to the signatories, the prolonged delay has placed an increasingly heavy financial burden on Moroccan households by widening the gap between the actual cost of medical treatment and the amounts reimbursed by health insurance schemes.

Households continue to shoulder most healthcare costs

In the letter, dated July 28, 2026, the coalition said Moroccan households currently pay more than 54% of total healthcare spending out of pocket, more than double the 24% threshold recommended by the World Health Organization (WHO).

The coalition also noted that medical consultations account for only 3.5% of the National Social Security Fund’s (CNSS) overall health insurance budget, arguing that investing in preventive care can save up to 10 times the costs associated with treating advanced medical complications.

To better reflect the actual cost of care, the coalition proposed raising the national reference tariff to MAD 200 for general practitioners and MAD 300 for specialists, levels it says have effectively been applied in practice for more than a decade.

According to the coalition, aligning reimbursement rates with actual consultation fees would help organize patient care pathways, reduce the financial burden on both citizens and social insurance funds, preserve the financial sustainability of healthcare institutions and avoid higher treatment costs resulting from delayed care.

Call to activate the High Authority for Health

The coalition also called for progress on pending healthcare reforms following the completion of the institutional framework of the High Authority for Health, whose board of directors was established in June 2026 after its president was appointed by the king in October 2024.

The coalition said it expects the authority to play a central role in modernizing Morocco’s healthcare system by updating the list of covered healthcare services, harmonizing investment standards and adapting healthcare policies to the rapid increase in the number of insured citizens while ensuring treatments reflect the latest scientific standards.

The letter was signed by Dr. Moulay Said Afif, Dr. Ahmed Benboujida, Dr. Abdelhamid Saadi and Prof. Redouane Smaili, who also called for stronger public-private cooperation and urged the government to include private-sector healthcare providers in planning and decision-making processes.

The doctors concluded by reaffirming their readiness to contribute their expertise to Morocco’s universal health coverage project and help improve equitable access to healthcare services across the country.

By Staff
On 30/07/2026 at 18h00